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February 20, 2008, 11:57 pm: i learned that i have amazing credit, lol, but i also learned that having student loans that are not in repayment yet can still have a negative effect on your credit, which makes no sense to me
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kimj
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April 2, 2008, 9:27 pm: I learnded that I actually have a good payment history but I just have too much of my availbale credit used up so it is hurting my credit score.
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